What sets Fairway Heartland apart from other Sioux Falls mortgage lenders?

All We Do Is home loans.

Six core values guide everything we do for our Sioux Falls and South Dakota clients.

six core values

Communication

We keep you informed at every stage of your loan, clear updates, no surprises, and a team that’s easy to reach when you have questions.

Trustworthy

We provide honest guidance, even when that means recommending a different loan program or telling you it’s not the right time to buy.

Educate & Empower

We explain your options in plain language so you can make confident decisions about one of the biggest financial choices of your life.

accountability

We take ownership of your file from application to closing, and we follow through on what we say we’ll do.

put people first

Your goals come before the transaction. We take the time to understand your situation before recommending a path forward.

kindness

Buying or refinancing a home can be stressful. We bring patience and genuine care to every conversation, every step of the way.

Core values guide how we work

At Fairway Home Mortgage, the Heartland Branch, how we do things matters as much as what we do. Every member of our team is guided by the six core values; they’re the foundation for how we treat clients, support each other, and serve the South Dakota communities we call home.

a local branch of a national mortgage lender

Fairway Heartland is a full-service branch of Fairway Home Mortgage, with local offices in Sioux Falls and Brookings, South Dakota.

Our team brings over 100 years of combined mortgage experience to every South Dakota homebuyer and homeowner we work with.

our history

Fairway Home Mortgage was founded in 1996 by Steve Jacobson. Just five years after opening its doors, Fairway reached the $1 billion mark in funding. With a strong focus on purchase business, we continue to grow each year, funding $17.5 billion in 2016.

Customer service is a way of life at Fairway. Not only are we dedicated to finding the best rates for our customers, but we also offer some of the fastest turn times in the industry. Our goal is to act as your trusted advisor, providing highly personalized service and guiding you through every step of the loan process. It’s all designed to exceed your expectations, guarantee your satisfaction, and earn your trust.

Fairway is dedicated to the highest level of service, demonstrated through consistent, informative communication with clients and their real estate partners. Our main priority is ensuring that the trust we are given is backed by accurate, on-time paperwork delivered using the best available technology.

We strive to streamline the mortgage process for our clients and make it stress-free for all parties involved.

Fairway Home Mortgage is licensed in all 50 states and has headquarters in Madison, WI, and Carrollton, TX.

At Fairway Home Mortgage, The Heartland Branch, we strongly believe that the way we do things is just as important as what we do. Every employee is guided by our Core Values, which form the foundation on which we work and conduct ourselves. These values are not descriptions of the work we do as a company or the strategies we employ to accomplish our mission; they underlie our work and how we interact with each other, and they guide us in determining how best to serve our customers, employees, and local communities.

hear from our clients

Real stories from South Dakota homeowners who worked with the Fairway Heartland team.

Read More Client Reviews

giving back to those who serve

american warrior initiative

The American Warrior Initiative is a 501(c)(3) nonprofit dedicated to educating, encouraging, and inspiring Americans to give back to the military. Through its American Warrior Real Estate Professional certification, real estate agents and mortgage professionals across the country, including members of the Fairway Heartland team, receive specialized training to serve active-duty and former military clients with excellence.

Military Mortgage Specialist™ Designation

Fairway loan professionals can also earn the Military Mortgage Specialist™ Designation, an exclusive training program that covers the unique mortgage needs of active-duty and veteran clients, for loan officers, processors, and closers.

Frequently Asked Questions

Ready to work with a local team you can trust?

Talk to a mortgage loan officer in Sioux Falls to get clear answers about what you qualify for and what your next step looks like.

Call  (605) 906-1020

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